Terms of Service

Last updated: March 1, 2026

1. Agreement to Terms

By accessing or using CharonPass (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service. These terms apply to all users of the Service.

2. Description of Service

CharonPass is a digital estate planning platform that allows users to document their cryptocurrency holdings and create plain-English recovery guides for their beneficiaries. CharonPass operates a “Dead Man's Switch” that sends recovery guides to designated beneficiaries after a period of user inactivity.

CharonPass is not a custodial service. We do not hold, store, control, or have access to any cryptocurrency, private keys, seed phrases, or wallet credentials. We are a documentation and communication tool only.

3. User Accounts

You must create an account to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must be at least 18 years old to use the Service. You must provide accurate and complete information when creating your account.

4. Subscription and Payments

CharonPass offers free and paid subscription plans. Paid subscriptions are billed monthly or annually in advance. You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. We offer a 30-day money-back guarantee on your first payment. Payments are processed by Stripe and subject to Stripe's terms of service.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Provide false or misleading information
  • Attempt to gain unauthorized access to any part of the Service
  • Use the Service to harass, harm, or defraud others
  • Reverse engineer or attempt to extract source code
  • Use automated means to access the Service without permission

6. Dead Man's Switch

The Dead Man's Switch feature sends your recovery guides to designated beneficiaries after a period of inactivity. You are solely responsible for (a) ensuring your chosen inactivity period is appropriate for your circumstances, (b) keeping your contact information and beneficiary information current, and (c) checking in regularly to prevent unintended triggers. CharonPass is not liable for any consequences of an unintended or missed trigger.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. CHARONPASS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT YOUR RECOVERY GUIDES WILL BE SUCCESSFULLY DELIVERED TO YOUR BENEFICIARIES. THIS IS AN MVP PRODUCT AND YOU SHOULD MAINTAIN BACKUP COPIES OF ALL RECOVERY GUIDES.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHARONPASS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR CRYPTOCURRENCY, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

9. Indemnification

You agree to indemnify and hold CharonPass harmless from any claims, damages, or expenses arising from your use of the Service, violation of these Terms, or violation of any rights of a third party.

10. Termination

We may suspend or terminate your account if you violate these Terms. You may delete your account at any time. Upon termination, your data will be deleted within 30 days, except where retention is required by law.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which CharonPass is incorporated, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email. Continued use of the Service after changes constitutes acceptance of the updated Terms.

13. Contact

For questions about these Terms, contact us at: hello@charonpass.com